Have you been working in the same company or are have you been in the same line of work for two years?
At least 3% for down payment and additional money for closing costs? 5% down is a common amount seen for a down payment amount.
Two Months of Bank Statements as well as Two Years of W2s
Estimate your monthly mortgage payment, including the principal and interest, property taxes, and HOA. Adjust the values to generate a more accurate rate.